True Abundance……..

An Excerpt from Every Day is a Gift
by Barry Gottlieb

“If you want others to be happy, practice compassion. If you want to be happy, practice compassion.”
-The Dalai Lama

What does “True Abundance” mean to you?

According to Wikipedia, the definition of abundance is “the opposite of scarcity.” I believe true abundance is not measured by what you have; rather, it is measured by what you give.

In our culture, it seems that most people are caught up in their “need for greed.” Perhaps this is why so many people struggle to find their happiness, and why over 25% of the people in our country suffer from anxiety. We live in a culture where we are taught to judge a person based on what they have, rather than on who they are and what they contribute to society.

I was very fortunate to have met a professor that changed my whole way of thinking. I was one of those people with a, “What’s in it for me” attitude when I started his class. By the end of the semester though, my philosophy and my attitude had changed. Forever!

This is what I learned:

“You can have anything you want in life, if you will just help enough other people get what they want.”
-Zig Ziglar

I challenge you to focus on this philosophy for an entire month! Here are some action steps that will help you stay focused on this incredible gift:

ACTION STEPS

Gratitude. Every night before you go to sleep, recite aloud at least ten things for which you are grateful.

Forgive. Let go of the past. Forgive those who have hurt or angered you. Stop carrying this poison around with you every day.

Love. Be sure to tell those people in your life who mean so much to you that you love them and appreciate them.

Donate. Go through your closets. Anything you haven’t worn or used in the past year, box it or bag it and take it to a place where those who are less fortunate will benefit from your donation. Get your children involved!

Praise. Make time to praise. Look for and recognize the good in others.

Humbly forwarded by:
Veera Mano

http://datukdrvmano.wordpress.com

World is waiting for YOU.

http://indianknowledgesystemacademy.blogspot.com/

http://indianknowledgesystemacademy.blogspot.com/

World Is Waiting For You

Do not be afraid to shine. The world needs what you have to give.
Open up the areas of your being; Expose them to yourself – to others.
You are valuable. You are unique.
You have much to give. Do not be afraid to give it.

As we risk ourselves, we grow. Each new experience is a risk.
We can try, and maybe fail; And, as a result, grow or hold back and
stagnate.

You have the potential to be anything you want. You are free to choose.
You are limited only by your fears. Let your dreams take over.
Fly with the eagles. Soar into life.

The world is waiting for you.

Finding your dharma and Majestic living.

“You may not have started out life in the best of circumstances. But if you can find a mission in life worth working for and believe in yourself, nothing can stop you from achieving success.”
Kemmons Wilson founded the first Holiday Inn in 1951 and built it into the largest hotel chain in the work. When he retired in 1979, the company had 1759 inns in more than fifty countries with annual revenues of $1 billion

What inspire you?
What do you really love to do?
If you have all the money in the world and time, what will YOU be doing NOW?
Take time to reflect this and DEEPLY…..

This will reveal the REAL You,

Don’t worry or worry about the outcome of any negative situation.
The RIGHT result will come automatically if your conscious pattern is affirmative, IT HAS TO.

The Mind always works according to this principles.
As my Lord and master cautions in the Bhagavad Gita
“Do your dharma, don’t hanker too much for the fruits of your labour”

Get to know the real YOU.
The one that is worrying about the future, having regrets about the past, anxious about to happen etc, etc is NOT YOU.It is a manifestation that thinks it is you.
As VK Lingam (the famous Judge appointing lawyer) says”looks like me, sounds like me but not sure whether it is me”.

YOU are definitely bigger than your worries, anxiety, trepidation and any forces that can bring you down.YOU are BEING disguise as a person.

Just do your Dharma (mission in life) to the best of your ability Courageously and Confidently.
Determine to be optimistic and have faith regardless of whatever ‘forces’ are trying to pull you down.If things do not change fast enough, Persist on with Patience.

As Maha Vishnu in this incarnation as Siddharta Gautama aka Buddha says
“One cannot choose whether one faces fortune or misfortune now, that is determined by one’s past karma.The past cannot be changed but one CAN TAKE CONTROL of the PRESENT by becoming Master of oneself”.
The future is merely the past plus what is added in the present.

So in the PRESENT, Have a Dynamic Goal & Passionate Objective couple it with Vivid Imagination.
The future depends on what thoughts YOU are cultivating in the present.
This might seem simplistic.
But this simple fact is the TRUTH.
This Truth now recognise as Science of Getting Rich, Law of Attraction, Secret etc have been taught and expounded throughout the ages by our Yogis, Seers, Mahans and Rishis. We have forgotten our great inheritance and substituted it into rituals, dogmas and false belief without putting into PRACTISE their True Significance.

Know that a beggar cannot help another beggar.
The blind will lead the blind astray.
Reduce energy in vain talking and braggard preaching and put your mental strength into
“Becoming and Being”.
Have something of value to give FIRST, then you can be able to help and lead others.

Make a Difference by Being the Difference.

So fellow Kshatriyans,
Arise, Awake and move towards the direction of your Dreamz.

Dream Majestically, Have a Great Imagination and all the powers of the Lord will move towards your direction in fulfilling your goals if your intention is sincere and pure.

Have Faith and Trust.

Veera Mano

http://datukdrvmano.wordpress.com

Top 10 tips for YOU to prosper from Sandy Forster

Top 10 Tips to Prosperity

Experiencing a life of effortless prosperity, total financial freedom and outstanding success is available to everyone – even YOU – but you have to know the secrets!

Here are 10 from the International Bestseller How to Be Wildly Wealthy FAST – make them a part of your daily experience and you’ll begin to see more money, riches, wealth and abundance in your life than ever through possible!

1. Create a Millionaire Mindset

You will create more of whatever you focus on consistently. If you desire to become Wealthy and Abundant – you must THINK like the Wealthy and dream Abundant thoughts. Once you have conditioned your mind to focus on Riches, Abundance and Prosperity MORE than poverty, lack and limitation – that’s when MORE Money will begin to flow into your life!

2. Know what your Money is doing

If you haven’t mastered this one, you could seriously be strangling your flow of Abundance. If you spend recklessly, don’t pay bills on time, have no idea what money comes in and what goes out, on a subconscious level you could actually be repelling Wealth.  You may be pushing it out of your experience because deep inside, you realise you wouldn’t know how to handle more money even if you had it. You will be amazed at how you ‘magically’ tap into MORE Prosperity when you become a master at managing your Money!

3. Constantly see the money already in the Bank

Visualising the Riches you desire in your life will accelerate the money into your experience at lightening speed.  See yourself in your minds eye already using the things you bought with your mountains of money, living in the house you built with your wildly wonderful wealth, driving the car you purchased with your cash.  Enjoy this one – add those delicious feelings of love, satisfaction and gratitude at the same time as you see your picture of wealth for even faster results.

4. Be consistently grateful for your Abundant Riches

Gratitude is one of the most powerful, yet underestimated prosperity tricks you can use. The more you are grateful for – the more will be given to you for you to be grateful for. This is a challenging concept if you are currently experiencing financial or personal hardship – but it’s well worth it.  At the end of each day, write down at least 5 things you are grateful for – anything at all – the sunshine on the water, the birds singing in the trees, a cuddle from your children, the fact that the day is over and it’s time for bed (when I first began studying prosperity I had to use that one on a number of occasions!).   Do this consistently for the next 60 days and be amazed at the abundance that begins to flow into your life.

5. Do something that makes you feel Rich

Whether you can afford to do this on a daily, weekly or monthly basis, just make sure that you consistently do something that you KNOW rich people do!  Have a massage, buy fresh flowers, go to a day spa, hire a Porsche, go to a restaurant and don’t even look at the prices, have someone come in and clean your house, take your best friends out to lunch.  Or do something that is FREE – pick a bunch of flowers, take a picnic to the beach at sunset, go for a drive in an expensive estate and imagine which house you now own. Whatever it is for you – just DO it!  The more you practice this feeling rich, the faster it becomes a part of you. Just a quick note – do NOT go into debt to practice this one, make sure you spend only what you have in cash.

6. Create a space for your Prosperity

This one is EASY!  The Universe abhors a vacuum.  Create a space for your prosperity and it will be filled. Get rid of the clutter in your life – the books you don’t read, the paperwork in your drawers, the old clothes that don’t fit, the boxes of junk in the garage. When you clean out the old, you make room for the new – so start creating that space for abundance today.

7. Laugh and have fun

I’m serious!  One of the most important things you can do on a daily basis to move easily and effortlessly into the flow of prosperity is laugh.  Having fun moves your energy into a place of attraction – use this time wisely to attract to you the prosperity you desire.  When you are playing with your children, watching a funny movie, spending time with your friends, laughing loudly at a joke – just for a few seconds while you’re in that fabulously funny space, imagine yourself as a multi-millionaire, feel the feelings you would feel knowing that you now have more money than you could ever spend, and feel SO GOOD about it.

8. Celebrate your Wealth

Do something grand or do it small, but celebrate today! Have a Prosperity party and invite your friends around complete with tuxedoes, ball gowns and waiters. Everyone (even the not so rich) must pretend for the evening that they have over $50,000,000 net worth and chat about which jet they are taking on their next overseas jaunt, what luxury car they are driving or the spending sprees they are planning. If that’s out of your price (and comfort) range – gather a group of friends and sing ‘Money, Money, Money’ at the top of your lungs as you dance around the house. Maybe you’d prefer to sprinkle 100-dollar bills and rose petals over your bed and roll around joyously with your lover. And make it a habit to shout thank you to the Universe every single time more prosperity flows your way – whether that’s finding 1c on the street, an unexpected $100 in the mail or a $10,000 windfall – celebrate it all!

9. Share your good fortune

Tithing is an age-old secret that Millionaires have known about forever!  Plus, they didn’t wait until they were rich to begin tithing, they did it before, during and after they accumulated their wealth.  Universal Law states that the more you give of something, the more you receive.  If you want more smiles, give more smiles, if you want more love, give more love – if you want more money give more money. Generally tithing means to give 10% of all you make back to the person, place or institution who feeds you spiritually or empowers you to be your best. Having said that – don’t get too hung up on where the money goes, just GIVE! Whenever you do give money to others, bless it and expect it’s ten fold return back to you – you will be amazed at the abundance that pours into your life.

10. Prosperity is more than just masses of money, outrageous riches and Avalanches of Abundance

Prosperity and Abundance are worthless if you don’t have your health, loved ones in your life and something to do each day that makes your heart sing.  On the other hand, if you’re continually struggling financially, it certainly takes the shine off all other areas of your life.  Why not have it all?  It really IS possible.  How would you feel if you could spend each day with friends that inspire and uplift you? Only work because you love what you do.  Be able to spend your time doing what you choose and when you choose and continue to experience greater and greater levels of abundance, wealth and prosperity year after year.

When you continually and persistently create a Millionaire Mindset, manage your money wisely, visualize yourself as wealthy, are grateful for the richness already in your life, feel abundant, clean up your clutter, laugh, celebrate and share your wealth – you will unleash such a flow of prosperity in your life – you will finally believe you CAN Create Outrageous Riches, Plentiful Prosperity, Wildly Wonderful Wealth, Fabulous Financial Freedom and Mountains of Money NOW!

© 2004 Sandy Forster

ABOUT THE AUTHOR

Sandy Forster, author of the International Bestseller How to Be Wildly Wealthy FAST, offers more exciting free resources, articles, tele-conferences, books and live events in the areas of prosperity, success and personal empowerment at www.WildlyWealthy.com

Garry Kasparov on Innovation.

This is what Garry Kasparov, Former World Class Chess Champion have on say on the Innovation.

– It requires more than knowledge and experience.For constant change to happen, the youth of today and leaders- must innovate.

-” You must believe that to create something new is important.You must believe in the need to take risks and believe in changing the world”.
He warned that people must either change or they dinosaurs, suggesting that we could always use our competition and every challenge to improve our growth.

- He talks about,
Vertical Innovation: Creation of something new.
Horizontal Innovation: Improving on things that already exist.
The important point he emphasis was that vertical innovation meant new growth while horizontal would lead to eventual death.We may enjoy the benefits of horizontal innovation but Vertical innovation -new technologies, new methods, new risky ventures- are driving the world forward.

Regards,

For YOU to make a Difference by Being the Difference.

Veera Mano DipM(UK) MCIM(UK) ACIT(UK)

http://datukdrvmano.wordpress.com

For YOU to Live Without Limits.

From: “Vineeth Menon”
Subject: Living without Limits

The starting point of great success and achievement has always been
the same.

It is for you to dream Big Dreams.

There is nothing more important, and nothing that works faster than for you to cast off
your own limitations than for you to begin dreaming and fantasizing
about the wonderful things that you can become, have, and do.

As a wise man once said,

“You must dream big dreams, for only big dreams have the power to move the minds of men.”
When you begin to dream big dreams, your levels of self-esteem and self-confidence will go up immediately. You will feel more powerful about yourself and your ability to deal with what happens to you. The reason so many
people accomplish so little is because they never allow themselves to lean back and imagine the kind of life that is possible for them.

A powerful principle that you can use to dream big dreams and live
without limits is contained in what Elihu Goldratt calls the “Theory of Constraints.”

This is one of the greatest breakthroughs in modern
thinking. What Goldratt has found is that in every process, in
accomplishing any goal, there is a bottleneck or choke cord that
serves as a constraint on the process. This constraint then sets the
speed at which you achieve any particular goal.

What Goldratt found is that if you concentrate all of your creative
energies and attention on alleviating the constraint, you can speed
up the process faster than by doing any other single thing.

Let me give you an example. Let us say that you want to double your
income. What is the critical constraint or the limiting factor that
holds you back? Well, you know that your income is a direct reward
for the quality and quantity of the services you render to your
world. Whatever field you are in, if you want to double your income,
you simply have to double the quality and quantity of what you do for
that income. Or you have to change activities and occupations so that
what you are doing is worth twice as much. But you must always ask
yourself, “What is the critical constraint that holds me back or sets
the speed on how fast I double my income?”

A friend of mine is one of the highest-paid commission professionals
in the United States. One of his goals was to double his income over
the next three to five years.

He applied the 80/20 rule to his client base. He found that 20
percent of his clients contributed 80 percent of his profits, and
that the amount of time spent on a high-profit client was pretty much
the same amount of time spent on a low-profit client. In other words,
he was dividing his time equally over the number of tasks that he
does while only 20 percent of those items contributes 80 percent of
his results.

So he drew a line on his list of clients under those who represented
the top 20 percent and then called in other professionals in his
industry and very carefully, politely, and strategically handed off
the 80 percent of his clients that only represented 20 percent of his
business. He then put together a profile of his top clients and began
looking in the marketplace exclusively for the type of client who fit
the profile; in other words, one who could become a major profit
contributor to his organization, and whom he in turn could serve with
the level of excellence that his clients were accustomed to. And
instead of doubling his income in three to five years, he doubled it
in the first year!

So what is holding you back?

Is it your level of education or skill?

Is it your current occupation or job?

Is it your current environment or level of health?

Is it the situations that you are in today?

What is setting the speed for you achieving your goal?

Remember, whatever you have learned, you can unlearn.

Whatever situation you have gotten yourself into, you can probably get
yourself out of. If your real goal is to dream big dreams and to live
without limits, you can set this as your standard and compare
everything that you do against it.

The three keys to living without limits have always been the same.

They are clarity, competence, and concentration.

Clarity means that you are absolutely clear about who you are, what
you want, and where you’re going. You write down your goals and you
make plans to accomplish them. You set very careful priorities and
you do something every day to move you toward your goals. And the
more progress you make toward accomplishing things that are important
to you, the greater self-confidence and self-belief you have, and the
more convinced you become that there are no limits on what you can
achieve.

Competence means that you begin to become very, very good in the key
result areas of your chosen field. You apply the 80/20 rule to
everything you do and you focus on becoming outstanding in the 20
percent of tasks that contribute to 80 percent of your results. You
dedicate yourself to continuous learning. You never stop growing. You
realize that excellence is a moving target. And you commit yourself
to doing something every day that enables you to become better and
better at doing the most important things in your field.
Concentration is having the self-discipline to force yourself to
concentrate single-mindedly on one thing, the most important thing,
and stay with it until it’s complete.

The two key words for success have always been focus and
concentration. Focus is knowing exactly what you want to be, have,
and do. Concentration is persevering, without diversion or
distraction, in a straight line toward accomplishing the things that
can make a real difference in your life.

When you allow yourself to begin to dream big dreams, creatively
abandon the activities that are taking up too much of your time, and
focus your inward energies on alleviating your main constraints, you
start to feel an incredible sense of power and confidence. As you
focus on doing what you love to do and becoming excellent in those
few areas that can make a real difference in your life, you begin to
think in terms of possibilities rather than impossibilities, and you
move ever closer toward the realization of your full potential.

- VM -

Veera Mano DipM(UK) MCIM(UK) ACIT(UK)

http://datukdrvmano.wordpress.com

The only thing stopping you from achieving your goal is YOU.

Forwarded from Bik Wing Chung

It’s believed by visionary and strong souls that if you aim for moon you will at least end up amongst the stars.If you do not cherish any aim you will come to sheer nothing.
To make things worse, if you seek to justify your failure, then you are literally digging your grave with your own hands. It goes beyond describing through words how unavoidably important it is to have some aim or serious cause in life to live it energetically and wonderfully. How very fittingly someone pointed to this fact by quoting the example of a bird:

“A man without aim is like a broken winged bird.”

We often set some goal or the other, and then get knocked up with just a single failure at the very outset, considering our aim either a wrong decision in the first place or by thinking our target is something beyond our powers or access. A shy fellow who did not try to address a gathering despite many opportunities would only ever crawl like a child who did not try to walk, and would ultimately come to believe that he had no talents to address or convince others. He may also blame the world around seeking to justify his failure proclaiming: ‘there was something wrong with them.’

Although they would think that the man had something mentally wrong, it would in reality be his mind which had stopped him from succeeding.
Isn’t it amazing how many of us don’t even try to do something for the fear of failure? We may also call it some sort of mental blockage. The cost we pay as a result is we end up avoiding so many opportunities which might have led us to achieving something so very substantial which one otherwise could only dream of. Now the shock or knock on understanding that we have missed some golden chance would naturally lead us to sullenness and further unconstructiveness.

What leads to deeper ditches is our searching for ‘intelligent’ and ‘convincing’ reasons, read them all ‘lame excuses’ to justify why we failed or why we did not even try. The example of that figurative man could be studied here again who grows to believe that there is something seriously wrong with the world that prevents them from giving him his niche amongst good speakers. It’s the very nature of human mind to think that some outer element has obstructed his way and became the actual cause of failure-merely an easier way to think that failure to aim for the moon was due to unfavorable weather conditions.. ..or to believe that the right tools or the right equipment was not available.

What’s the difference between the person who aims for something and the person who does not aim at all? In reality, it is in how each of the two chooses to think. One aims for the moon; the other does not. One blames the outer elements; the other does not even consider them saying they will remain the same. The one aiming for the moon will get hold of the required tools and will find a way to get there only by deciding to do it. The other not willing to take aim will go on justifying their position, often making the outer elements responsible for his not embarking.

So what blocks your way is not something physical, but rather your mental attitude. With the coming of latest research on the mind body relationship no one can deny that our mind can have severe impact upon our physical well being. All what happens with our body actually flows directly from our mind. Hence, our body is a mirror of our mind. The newest research has provided irrefutable proof of this thing. Our thoughts transmit signals from our brain to our body cells. Putting in a nutshell, we have to pay both mentally and physically to attend to what we think.

The majority however is not aware of this link. What most people believe is their mind is a separate unit. You can imagine well how this misconception leads one to blame outer elements the ‘real’ cause of one’s failure. We feel naturally encouraged by the idea of putting blame on physical things for all sorts of breakdowns we experience.

Summing up, what can really make or mar what you want to do is only and only ‘YOU’.

There is simply nothing that can block your way to hit what you aim for unless there is mental blockage inside you. Make predicaments, problems and complications coming your way your learning– considering them most valuable guidelines.

Do not forget that the universe is mostly supportive in whatever man pursues in his life. Let me support the subject by another motivational idea that says:
“Dreams do come true if they are dreamt intensely enough.”

Call out, and you will be responded; ask , and you will be given.

Bik Wing Chung
Honey Packing Co Ltd
Unit 907, Yue Fung Industrial Building,
No.35-45 Chai Wan Kok Street,
Tsuen Wan, Hong Kong
Tel: +852 2412 5018
Fax: +852 2414 6188
Email: jennybwc@yahoo. com.hk
www.honeypacking. com

Veera Mano DipM(UK) MCIM(UK) ACIT(UK)

http://datukdrvmano.wordpress.com

YOU keep moving forward, no matter how hard YOU get hit.

From Adam Khoo
Author of Secret of Self Made Millionaire

It was about 22 years ago when I watched my first ROCKY movie
(Rocky III) and it really inspired me to get up from defeat (after
failing my exams) and to train hard to become a winner in life.

Today, 22 years later, I find myself being inspired once again by
Sylvester Stallone’s latest Rocky Movie (Rocky Balboa- part 6). In
this latest movie, Rocky is aged 60+ and retired from boxing. One
day, Rocky decides to come out of retirement and to get back into
the ring. He feels the need to fight because of emotional issues
that he needs to resolve within himself. Naturally, he is
criticized and made fun of because he is fighting opponents half
his age.

His son (a corporate executive in his 30s) is totally against the
idea. His career is going nowhere and he blames his father for
casting a big shadow over him. His friends make fun of him because
of who his father is.

This is where the 60-year old Rocky gives his son a heart-to-heart
reprimand about how he needs to stop blaming and take charge of his
life. A saddened Rocky says he remembers when his son could fit in
the palm of his hand.

He says that he saw great potential in him and when he first
started off in life, he did great. However,at some point, he
changed. He lost his way and started blaming other things and
people for his own misfortune. Telling him:

“Let me tell you something you already know. The world ain’t all
sunshine and rainbows. It is a very mean and nasty place and I
don’t care how tough you are, it will beat you to your knees and
keep you there permanently if you let it. You, me, or nobody is
gonna hit as hard as life.

But it ain’t about how hard you hit; it’s about how hard you can
get hit, and keep moving forward. . It’s How much you can take, and
keep moving forward. That’s how winning is done.

Now, if you know what you’re worth, then go out and get what you’re
worth. But you gotta be willing to take the hits, and not point
fingers and blame other people. Cowards do that and that ain’t you.
You’re better than that!”

This movie had a huge impact on me just like the first few Rocky
movies did because what was said was so true in my own life. ” Its
not how hard you hit, but how hard you can get hit and keep moving
forward.”

Fwded from Adam Khoo
Regards,

Veera Mano DipM(UK) MCIM(UK) ACIT(UK)

http://datukdrvmano.wordpress.com

The Key to Your Success is in Your Mind.

Why is mindset so important?

Having a successful mindset is the most important tool someone wishing to be successful can have.

Without mindset, a human being may cease to have any purpose at all. Everything that has ever been may have just occurred by default or by accident, without the wonder and creativity of the mind. Just imagine a world with no passion and no soul. Imagine a lifeless human being with no curiosity and without conscience and without consequence. Our mindset causes us to take the actions we take. Our mindset is why we are who we are and where we are and also reinforces what we believe based on the results we get from those actions taken. A spiral effect. Mindset is the beginning and the end and everything in between.

The amazing thing is we can look at ourselves right now and recognize where we are right now and we can begin to feel extremely empowered and grateful if we choose to because this is the gift of life and we may shape it according to our needs, as sure as we have absolute authority over the infinite power of our mind, to mold and shape it, to change our beliefs however, we please it no matter what limitations we have set in through our journey long before, so we always may have a purpose, and that purpose is only ever to be what we want it to be.

So understand today no matter where you are and what you do that you make the rules as you go along and only you have the key to the door that changes them. You are setting the road blocks and you are fueling the fire. Now I have an interest to build a team of like minds that has a fueling fire to build healthy relationships in business and in friendship, to learn leadership and to overcome complacency.

Like minds who share a common goal who’s actions through a value driven mindset shall increase their incomes dramatically and change their lives and the lives of so many thereafter hence becoming enlightened by their increased value to society and to themselves so as to live the rewarding life that all deserve.
You too can share the vision that so many do. You know where it starts and you dream of how it ends.

Regards

Emmanuel Kwao

Cleanearth Scientific Systems Ltd.

Do YOU have what it takes to be a millionaire?

” Do I have what it takes to be a millionaire?”

This is one of the most common questions I am asked by participants attending the Wealth Academy Programmes.
The truth is that everyone has the capability of becoming a self-made millionaire.
You do not have to be a particular age, race, educational background or even have to be from a certain family background to qualify.

The reality however is that very few people ever become financially
successful. The reason is because many people have been programmed
by their parents, friends, school etc… to have financially
sabotaging mindsets and habits. Many people also lack the necessary
skill-sets and strategies to become rich.

Many people ask me this question.
“Adam, I got top grades in school. I have got a Masters Degree. I am really hardworking. I got a job in prestigious company. So, how come I am not as rich as you?’
Well, although educational qualifications and hard work is really important, it has little to do with being able to generate sustainable wealth.

Just because you have the skill to get good grades and to do your
job really well, it does not mean that you have the skills to make
money. You see, the ability to make money is also a skill. Just
like cooking and driving a Formula 1 race car is a skill. The
trouble is that schools don’t teach us the skills to become
wealthy. The educational system teaches us how to be good employees
in order to make our company’s bosses rich.

So, do you have the mindset, habits and skills to become a
self-made millionaire? I have designed a MILLIONAIRE POTENTIAL
ASSESSMENT that consists of 15 questions to help you find out. I
have asked these 15 questions to over 500+ people in 7 countries.

I have found that when participants answer the questions HONESTLY, I am able to predict with over 80% accuracy, their level of financial
success (measured by their net worth).

How come? This is because your thoughts, decisions and actions
create your financial results. If you have very little money today,
it is because of the poor thoughts and actions you have had in the
past.
People who make millions have different patterns of thinking
and behaviours. If you keep thinking and doing things the same way,your financial situation will stay the same. To truly change your financial situation, you have to change your thoughts and develop new millionaire skills.

So, go ahead and answer these 15 questions:

Millionaire Potential Assessment
This assessment is designed to help you discover if you currently
possess the attitude and aptitude to be financially successful.
There are no right or wrong answers. Please circle the answer that
describes you the most.

1) How Do You Honestly Feel About Rich People?
a) I don’t like rich people.
b) They intimidate me. I feel inferior to them
c) I respect them but feel that they are very different from me
d) I respect them a lot and know that I deserve to be like them

2) When People Reject You And Tell You That You Cannot Do
Something, How Do You React?
a) I accept it and feel bad
b) I get angry and throw a tantrum
c) I will give it another try with more doubt
d) I get even more excited to prove them wrong. I never take ‘no’
for an answer.

3) How Do You Feel About Borrowing $500,000 to Invest in a Money
Making/ Business Opportunity?
a) I will never borrow to invest. It’s too risky.
b) I will borrow $10,000-$20,000 at the most. Anything more and I
will not be able to sleep at night.
c) Even if it is a credible and worthwhile investment, having a
$500,000 liability will give me a lot of stress
d) With enough planning and risk management, I will have the
confidence to do it.

4) How Much Do You Want To Increase Your Income By In The Next 12
Months?
a) Ten percent increase
b) Fifty percent increase
c) Double by income
d) Five to ten times increase

5) What is Your Attitude Towards Money?
a) I am afraid having too much money might change me
b) It’s nice to have more money but I am happy where I am
c) I wish I had more money but I am afraid of all he sacrifices I
must make to get it
d) I get excited about how having lots of money can make life
better for me and the people around me

6) How Do You Feel About Working?
a) I hate working.
b) I do not mind working, but I rather relax
c) Work is okay. I don’t mind working hard to make money.
d) I love working. Work is like play to me.

7) How Do You Usually React When You Go Through a Huge Defeat or
Failure?
a) I feel so demoralized that I wouldn’t dare another attempt
b) I will take some time to get over it. I may try again later.
c) I will give it another try, but with much less confidence
d) I quickly learn from my mistakes and bounce back with as much
enthusiasm and confidence.

8) When You Face Big Problems In Life or Work, Do You:
a) Ignore it and hope it will go away?
b) Complain why things are so difficult
c) Get someone else to deal with it
d) Get excited about solving it

9) How much time do you spend each day reading and analyzing
financial news and managing your finances/investments?
a) None at all
b) Less than half an hour
c) Half and hour to two hours
d) Two hours or more

10) How much money do you invest on business & financial books,
seminars and consultancy annually?
a) None at all
b) Less than $500 a year
c) $500-$2,500
d) More than $2,500

11) What Are Your Money Habits?
a) I tend to spend more than what I earn, using credit to finance
my expenditures
b) I spend whatever I earn. I live from paycheck to paycheck
c) I try to save whatever I am left with each month
d) I plan exactly how much to save and invest each month and stick
to my plan

12) How Do You Usually Make Investment Decisions?
a) I don’t invest at all
b) I listen to advice from friends
c) I leave my investment decisions to stockbrokers and financial
consultants
d) I get input from professionals but will only invest after doing
my own thorough research. I only invest in something I fully
understand,

13) What is Your General Attitude Towards People and Work?
a) I don’t like to work with people that much. I can only trust
myself to do a good job
b) I trust people very easily. I believe they will never cheat or
harm me.
c) I tend to feel comfortable working and being around people who
are less capable than me
d) I enroll the help of highly talented people to give me input but
I always make the final decision

14) What Kind of Friends Do You Spend Most of Your Time With?
a) Losers with no ambitions
b) Dreamers who lack the drive
c) Ambitious and hardworking individuals
d) Millionaires and business leaders

15) Which Statement Best Describes Your Personal Motivation?
a) I lack motivation to get started on any goals I set
b) I tend to keep procrastinating until the very last minute
c) I get motivated at first but lose my focus and drive after a
while
d) When I plan to do something, I get highly motivated and never
stop until it is finished

Now, calculate your score. Count the number of a’s, b’s, c’s and
d’s you have chosen. Give yourself 1 point for every ‘a’, 2 points
for every ‘b’, 3 points for every ‘c’ and 4 points for every ‘d’.

INTERPRETING YOUR SCORE

If Your Score Is: 15-25
It Means: You are probably in debt or have a low net-worth You need
to completely change your mindset and develop new skills to improve
your financial situation

If Your Score Is: 26-35
It Means: Your net-worth is average. You may have a few thousands
in savings but you are far away from making your first million.

If Your Score Is:36-45
It Means: Your net-worth is probably above average ($100,000-
$300,000 in investments & assets). With some improvement, you are
on your way to become a millionaire.

If Your Score Is:46-60
It Means: Excellent! You are probably a multi-millionaire,
millionaire or on the way to becoming one

If you got a low score, do not worry. Awareness is the first step
to change. It only means that if you want to be financially
successful in the future, you have to really change your mindset,
habits today. You have to start acquiring the knowledge and skills
to become a millionaire.

To your success,
Adam Khoo